Join Bree Today

Get up to $350 in minutes.

Access the cash you need. No credit check, no interest and no late fees.

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Loved by thousands of Canadians

How it works

01

Sign Up

Sign up takes minutes! See how much you qualify for without a credit check.

02

Link your bank

Link your bank so Bree knows where to send your money.

03

Access up to $350

Once you’re approved, you can apply for a cash advance.

04

Receive your cash

For a small fee, you can access your cash within 5 minutes.

A smarter way to borrow

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No credit check

We don’t check your credit. Approval is quick and easy and your credit score won’t be impacted.

No interest and no mandatory fees

We never charge interest or late fees. Tip us if you want, or elect for express funding for a small fee.

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Always secure

We use the latest technology to keep your personal data protected at all times.

Questions?

How does Bree work?

If you need cash fast, we’ll advance you up to $350 at 0% interest! No credit check required. Tips are optional but they do help us provide services to other Bree members. So, if Bree helped you out with an advance, show her some love!

What's the catch?

There isn’t one! Need help covering a bill? Bree can spot you up to $350 at a time, delivered into your checking account in just a couple of days or even minutes (for a small fee if you choose our express option).

Getting an advance doesn’t impact your credit and there are no late fees or penalties (we’re friends, remember!).

How do I get approved for an advance?

Need an advance to help protect you from potential overdraft fees? Bree can help! First, sign up here. We'll verify that:

  1. You have connected your checking account to Bree.
  2. You have a consistent income source being deposited into your checking account. Yes, government benefits count!
  3. You’ll have enough funds after your next paycheck to pay Bree back.

To do this, we look at the last two months of transactions in your checking account to confirm your income.

Next, check that you have your paychecks set up as direct deposits and that your transaction history shows at least two paychecks on consistent dates (ex. getting paid on the 15th and the last day of the month).

Lastly, we want to make sure you’ll be left with sufficient funds after paying Bree back after your next paycheck.

Bree is here to combat overdraft fees, but we also want to make sure that customers never fall into debt as a result of getting an advance.

That's why one of the things that Bree checks for is how much money you keep in your account after getting paid. Try and keep a sufficient balance in your account to pay all your bills after paying back your advance. This lets Bree system know there's no risk of overdrafting.